Travel Insurance Rules

Travel Insurance Rules
Travel Insurance is basically cover you for unexpected problem that occur in abroad at time of travel. Travel Insurance generally doesn't cover you for certain things:

1. Medical conditions that exist before you travel
Cost incurred due to the condition are not covered, you can still take out travel insurance for other purposes (robbery, sports, injury, etc)

2. Deliberately putting your life in danger
Travel Insurance will not cover you if you put yourself in extreme situations where survival is unlikely or injury is highly likely. Chasing polar bears while drunk will not be covered.

3. Claims involving alcohol or drugs
Insurance companies use this as often as possible in order to not pay a claim, from their point of view - when drunk you take extra risks, you're not in control - keep to sensible levels and look after your valuables before a night out.

4. HIV or other STD's
Not covered - so safe sex as always is important.

5. Illegal Activities
If you're involved in an activity that is illegal, the insurance company will not cover you.

Always read the small print - it's all there!